About the Board of Directors

Prior to his tenure at ING, Mr. Azar was employed in various capacities at American International Group from 1993 through April 2000, the last of which was as Regional Vice President, Life Insurance Operations in Tokyo, Japan from 1996 to April 2000. From 1991 through 1993, he served as Executive Vice President of Insurance Operations for North American Life Assurance Co. of Toronto, Canada. From 1970 through 1991, Mr. Azar was employed by Aetna Life and Casualty Company, serving in numerous positions, the final being that of Vice President, Life Insurance Marketing. Prior to joining Aetna Life and Casualty Company, he was employed in the Sales Division of International Salt Company in New York City from 1967 through 1969.

Mr. Azar received a Bachelor of Arts Degree from the University of Pennsylvania in 1967.

From 1979 through April 2002, Mr. Birdsong served in various capacities in the Zurich Scudder Investments/Scudder, Stevens & Clark organization. Mr. Birdsong began his career in the organization as a Fixed Income Portfolio Manager. He spent the last five years of his tenure as the Director of the Global Institutional Group, where he had responsibility for the business management, sales, marketing and client services for the firm's more than $100 billion institutional business worldwide.

Mr. Birdsong was a member of the senior management team as well as a member of the Zurich Scudder Board of Directors, Executive Committee and Management Committee.

Prior to joining the Scudder organization, Mr. Birdsong served as a Portfolio Manager with Bankers Trust from 1969 to 1979.

Mr. Birdsong graduated from St. Lawrence University in Canton, NY with a B.A. in Economics. He received an M.B.A. in Finance from Pace University in New York City. Mr. Birdsong is also a Chartered Financial Analyst (CFA).

His professional affiliations include being an Independent Director of the Atlantic Whitehall mutual funds, Independent Director of The Hartford Funds, and a Member of the Global Studies Advisory Board, Lubin School of Business.

He is responsible for the Corporation's core corporate organizations that support all areas of the business worldwide, including research and development, information management, strategy, Fuji Xerox relations, human resources and ethics, marketing and communications, and Xerox environmental health and safety initiatives.

Mr. Firestone joined Xerox from IBM in August 1998, when he became President of the Xerox Channels Group. He then was named Senior Vice President for the Corporate Strategy and Marketing Group. Most recently he was president, Corporate Operations Group, where he was responsible for corporate strategy, alliances, marketing and communications, e-Business and Teleweb, information management, Xerox International Partners and Fuji Xerox relations.

At IBM, he was responsible for all of the company's consumer products and services for the home and family market. He joined IBM in 1995, helping launch a new division to develop and market hardware, software and multimedia products.

Mr. Firestone headed the consumer division of Ameritech, a telecommunications company, from 1993 to 1995. From 1978 to 1993, he worked at American Express in a number of financial and general management positions, including president of the Japan division and president of the Travelers Cheque division.

Mr. Firestone received a bachelor's degree in international economics from Georgetown University School of Foreign Services and a master's degree in management from Yale University. He is on the Board of Directors of The Goodyear Tire & Rubber Company and Yale University Center of Customer Insights.

From 1971 to 1974, he was a consultant with The Boston Consulting Group, focusing primarily on the entry of American companies into Japan. In 1974, he founded Twain Associates, Inc. a corporate consultancy specializing in U.S.-Japan trade and investment matters. He has written and spoken extensively on these subjects, and his articles have appeared in Foreign Affairs, Fortune, The Boston Globe, Business Week, The Washington Post and other publications. He has served on a number of corporate boards.

Mr. Givens has served on the faculty of the Harvard University Extension Program, and has been appointed an associate at Harvard's Reischauer Institute. He is a graduate of the U.S. Military Academy at West Point, and served in combat (special operations) as a parachute infantry officer.

Previously, he was with the Japanese government, the Ministry of International Trade and Industry (MITI), for 33 years. While at MITI, he was the Commissioner of the Japanese Patent Office and the Director-General of several bureaus, including the International Trade Policy Bureau during the Hashimoto and Obuchi administrations.

He graduated from Tokyo University in 1967 with a Bachelor of Law degree and from Kennedy School of Government at Harvard University with a M.P.A. in 1971. After graduating from Tokyo University, he joined MITI in 1967.

He was involved in various types of public administration during his tenure at MITI, including energy, SME, national security, R&D and intellectual property rights in addition to international trade policy. During his last two decades' tenure, bi-lateral and multi-lateral international trade issues, including APEC, WTO and WIPO, were major areas of responsibility.

After leaving the government in September 1999, he served as an adviser for American and Japanese companies, including the Mitsui Marine and Fire Insurance Co., Ltd. for two years. He was also a Visiting Scholar in the Asia Pacific Research Center at Stanford University for the 2000-2001 academic year.

In September 2001, he joined Nissan Motor Co., Ltd. as Vice Chairman. Under Mr. Carlos Ghosn, CEO of the company, he assisted "Ghosn's Revolution" to turn around the ailing company into one of the most competitive companies in the global auto industry.

In July 2007, he joined The Carlyle Group in Japan as Senior Advisor and in October 2007 he was nominated as Chairman of Carlyle Japan.

He currently serves as a Director for Japanese companies, including Terumo (a leading medical equipment manufacturer in Japan), Seiyu (a retailer and a subsidiary of Wal-Mart) and Dai-Nippon Screen (a leading semiconductor equipment manufacturer in Japan).

He is a strong proponent of deregulation and serves as the President of the Council for Regulatory Reform. His other affiliations include: Vice Chairman, Keizaidoyukai (Japan Association of Corporate Executives); and Councilor, Nippon-Keidanren (Japan Business Federation). He also has directorships on the boards of Fuji Xerox Corporation, Aozora Bank, Ltd. and Mercian Corporation.

He graduated with a B.A. from the School of Business Administration of Kwansei Gakuin University in 1958, followed by an M.B.A. from the University of Washington in the USA in 1960.

Mr. Nagayama was an Adjunct Professor of the Faculty of Economy at Tokyo University from 1993 to 1994 and served as President of the Japan Pharmaceutical Manufacturers Association from 1998 to 2004 and as Deputy President of the Federation of Pharmaceutical Manufacturers' Association of Japan from 2000 to 2004.